Owner FAQs
About Rent Advances

Residential rental property owners with an active, paying tenant on a 12+ month lease, and the property is not listed for sale.

Notify your property manager that you'd like to participate. They will send you an Owner Acknowledgment Agreement to review and sign, along with a quick ID verification.

Cash today instead of waiting for rent over time.

Between 2 to 11 months (based on the number of months remaining on the lease).

Usually 3-5 business days after approval.

Anything — there are no restrictions. You can use the cash advance to fund a home improvement, buy a new property, fix up another property, or something entirely separate.

Ryse charges a flat fee of 10%. You receive 90% of the rent for the months you advance. Example: Request 10 months at $2,000/month = $18,000 upfront.

No, Rent Advance is not a loan or a debt.

No, there's no credit pull and it doesn't affect your credit.

No, the tenant pays rent as usual.

Nothing. Your property manager continues collecting rent and remits payments to Ryse for the advanced months.

Repayment occurs through future rent payments collected from the tenant. Once the Rent Advance has been fully repaid, rent payments return to the owner.

You only repay what is actually collected. If rent isn't collected after standard legal efforts, that month isn't owed and repayment may be extended.

Your property manager notifies Ryse and follows standard collection/eviction steps. If needed, the security deposit may be used and the repayment term may be extended.